RATES
SAVINGS RATES
Savings Rate (No minimum)
0.75% APR
0.75% APY
Share Draft Rate (No Minimum)
0.25% APR
0.25% APY
CERTIFICATES OF DEPOSIT RATES
Savings
6 Month ($1,500 Minimum)
1.20% APR
1.21% APY
1 Year ($1,000 Minimum)
1.30% APR
1.31% APY
18 Month ($1,000 Minimum)
1.45% APR
1.46% APY
2 1/2 Year ($1,000 Minimum)
1.75% APR
1.76% APY
CERTIFICATES OF DEPOSIT RATES
IRA (Individual Retirement Acct)
6 Month ($1,500 Minimum)
1.20% APR
1.21% APY
1 Year ($1,000 Minimum)
1.30% APR
1.31% APY
18 Month ($1,000 Minimum)
1.45% APR
1.46% APY
2 1/2 Year ($1,000 Minimum)
1.75% APR
1.76% APY
LOAN RATES
Share Secured
4.00%
CD Secured
5.00%
Unsecured
10.00% to 12.00% (Base Rate)
Terms up to 36 months
Rate varies based on
credit score.
New Cars (Base Rates)
5.25%
Up to 48 months
5.75%
Up to 60 months
8.5%
Up to 72 months
Financing up to MSRP
Rate varies based on credit score.
Used Car Rates
7% - All Terms and Model Years
Rate varies based on credit score.
Amount financed based on the NADA retail value less 10%.
VISA Card
12.9%
No Annual Fee
