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Synergy Newsletter

84th Annual Meeting

The Synergy Partners Credit Union 84th Annual Meeting will be held on Tuesday, February 5, 2019, 4:30pm, at Synergy Partners Credit Union, 11615 S. Ave. O, Chicago, IL. If you plan to attend, please call (773)646-3000 in advance since availability is limited to 25 members.

GAP & Warranties!!!

When purchasing a new or used car most dealers will include GAP, extended warranties, and tire & wheel coverage into the contract. We now offer these products at rates much less than car dealers. So, when purchasing that new or used car, make sure to tell your salesman not to include these in your bill of sale. We have saved many over $1,500 combined for the above-mentioned products.

Winter Weather

Luckily, our winters have been relatively calm lately. In those rare instances when our weather calls for heavy snow and treacherous travel, please call ahead to make sure we are open. The safety of our membership and employees is our top priority when weather turns bad.

Cell Phone Courtesy

When coming to the credit union to conduct business, please make sure to end your cell phone calls prior to entering the building. Our goal is to provide you with the best care and attention as possible. Cell phone use also interferes with other members who are trying to conduct their business.

Tax Refunds

Have you considered having your tax refund direct deposited into your share or share draft account? All you need to do is indicate your account number and credit union routing number (271080545) on your tax form. It’s safe, easy, and quicker than the mail.

Easy Bill Pay Solution

An easy bill pay solution is available to all members and it is FREE!! Just go to the merchant site payment section, enter your member number and the routing number (271080545). If using saving, be sure to use your seven-digit member number. If using checking be sure to use your you fourteen-digit checking account number located at the bottom of your checks. Most merchant site can be used to set up one-times payments or recurring monthly payments.

Statement Fee - Please Read!!!  

Back on January 1, 2015, the Synergy Partners Credit Union began charging a $2.00 statement fee. Four years later, we are still receiving calls and questions regarding what this fee is. This fee will only be charged when a statement is required, by law, to be issued. We do apologize for this fee, but the rising costs for postage, envelopes and paper, along with regulatory requirements, have almost tripled our statement costs. You can avoid this fee by registering your account online and selecting the e-statement option. To sign up, please visit the following: or visit our website, and click on the online banking link. Once you sign up for online access and enroll in E-statements, your statement will be sent directly to your online account for you to view and/or print. You will receive an email notification when your statement is ready. Also, if you decide E-statements are not for you, you can opt-out at any time to resume receiving paper statements. However, you will then be charged the $2.00 fee.

Membership for Life

If you change jobs or retire, you DO NOT have to quit the credit union. Once you’re a member you’re always a member.


January 21st – Martin Luther King Jr. Day

February 18th – Presidents Day

Find possible events at Synergy Partners Credit Union that could have fees associated with them in the first column. Follow the row to see what the associated fee will be.

Service Fee Schedule
Effective January 1, 2019
Account Statement Reprint$5.00
Account Closing (within 90 days)$25.00
Account Research$20.00 hr.
ATM Card (Lost/Stolen)$6.00
ATM PIN Reminder$6.00
ATM Withdrawals$1.50
ATM Denials$1.00
ATM NSF Fees$28.00
Checking Account Request Denial$5.00
Copy of Cancelled Check (Mail)$2.00
Copy of Cancelled Check (Fax)$3.00
Credit Card Application Fee$25.00
Credit Card Limit Increase Request$25.00
Dormant Accounts (per qtr.)$10.00
Early W/D from Xmas Club$20.00
Late Loan Payment Fee$25.00
Loan Application Fee$25.00
Minimum Balance Fee Mo. (<$50)$5.00
Monthly Paper Statement Fee$2.00
Negative Account Balance$28.00
NSF Checks$28.00
Return Mail Fee$3.00
Reopen account fee$20.00
Stop Payments (Checking/ACH)$25.00
Stop Payments (CU Checks)$25.00
Void Issued Check Fee$3.00

End of Month Closing Time

Please be aware that the credit union closes at 3:00pm on the last business day of each month. This is necessary to process month end closing and to ensure enough time in the event of any unforeseen issues.

Check Requests by Mail

Please be aware that when you request a check by mail it may take several days to receive it. A check must be in the mail 10 days before we can place a stop on it.

Phone Messages

If you have any questions or concerns, please contact us during our business hours of 7:00am to 3:50pm. We will not return any calls that are left on our answering service for account security reasons.

Office Information


11615 S. Avenue “O”, Chicago, IL 60617
Phone: (773) 646-3000
Fax: (773) 646-5682

Apple and Android Apps now available



Office Hours: Monday-Friday 7am to 3:50pm

Andrew Malevitis – Chairman
Linda Jakubowski – Vice Chairman
Brian E. Blaszak – President
Sonia Perez – Vice President
Angela Santos – Account Rep.