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Synergy Newsletter

Chairman’s Report

Your credit union continues to address two key areas: membership and loan volume. Our membership numbers have held steady. We continue to enroll employees from our current companies’ and added seven new sponsor companies. We will continue to reach out families, workers and worshipers living in the 10th Ward Community. Loans issued, and total loan dollar amounts continued to do well. This was the result of the continuation of competitive interest rates across all credit score grades.

Your money is safe with us. Accounts are insured by the National Credit Union Administration up to $250,000.00.

We will continue to do our best to ensure that the credit union remains strong and provides you with service you deserve.

Andrew Malevitis
Chairman of the Board

President’s Report

2017 proved to be another good year for new loans. Loan volume was excellent with the total loan amount outstanding increasing substantially. We issued 221 loans in 2017 which was 42 more than 2016.

Our membership increased by 20 members for a year-end total of 1971.

Total members’ shares decreased bringing our asset size to $12,787,074.14.

I would like to thank you all for your continued support of OUR credit union.

Brian E. Blaszak, CCUE

New, Used or Refinance!

Compared to others, we have restructured our new and used vehicle rates across the board.

If you are currently financing a vehicle with another institution, or looking for a new/used vehicle, give us the opportunity to lower your interest rate and monthly payment. Just a few minutes could save you $.


Another Lender: $30,000.00 car loan, credit score 540, interest rate of 12.00% for 72 months - Monthly Payment = $587.00 (interest paid over the 72-month period = $12,251.00)

Synergy Partners: $30,000.00 car loan, credit score 540, interest rate of 5.30% for 72 months - Monthly Payment = $487.00 (interest paid over the 72-month period = $5,097.00)

By financing with Synergy Partners Credit Union, you will save $100.00 per month plus $7,154.00 in interest over the life of the loan.

If interested, contact us Monday thru Friday 7am - 3:50pm at (773) 646-3000 or visit us at 11615 S. Avenue O to get started on saving today!!!

Membership for Life

If you change jobs or retire, you DO NOT have to quit the credit union. Once you’re a member you’re always a member.


May 28th – Memorial Day
July 4th – Independence Day

Find possible events at Synergy Partners Credit Union that could have fees associated with them in the first column. Follow the row to see what the associated fee will be.

Service Fee Schedule
Effective January 1, 2018
Account Statement Reprint$5.00
Account Closing (within 90 days)$25.00
Account Research$20.00 hr.
ATM Card (Lost/Stolen)$6.00
ATM PIN Reminder$6.00
ATM Withdrawals$1.50
ATM Denials$1.00
ATM NSF Fees$28.00
Checking Account Request Denial$5.00
Copy of Cancelled Check (Mail)$2.00
Copy of Cancelled Check (Fax)$3.00
Credit Card Application Fee$25.00
Credit Card Limit Increase Request$25.00
Dormant Accounts (per qtr.)$10.00
Early W/D from Xmas Club$20.00
Late Loan Payment Fee$25.00
Loan Application Fee$25.00
Minimum Balance Fee Mo. (<$50)$5.00
Monthly Paper Statement Fee$2.00
Negative Account Balance$28.00
NSF Checks$28.00
Return Mail Fee$3.00
Reopen account fee$20.00
Stop Payments (Checking/ACH)$25.00
Stop Payments (CU Checks)$25.00
Void Issued Check Fee$3.00

GAP & Warranties!

When purchasing a new or used car most dealers will include GAP, extended warranties, and wheel & tire warranties into the contract. We now offer these products at rates much less than car dealers. So, when purchasing that new or used car, make sure to tell your salesman not to include these in your bill of sale. We have saved many over $1,000 combined for both products.

Five Star Rated

Synergy Partners Credit Union has once again been named a 5-star financial institution by Bauer Financial, a respected company who analyzes the overall health and strength of financial institutions. We have received these 5 stars, superior rating continuously since 1995.

Check Requests by Mail

Please be aware that when you request a check by mail it may take several days to receive it. A check must be in the mail 10 days before we can place a stop on it.

Office Information


11615 S. Avenue “O”, Chicago, IL 60617
Phone: (773) 646-3000
Fax: (773) 646-5682

Apple and Android Apps now available



Office Hours: Monday-Friday 7am to 3:50pm

Andrew Malevitis – Chairman
Linda Jakubowski – Vice Chairman
Brian E. Blaszak – President
Sonia Perez – Vice President
Angela Santos – Account Rep.