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Synergy Newsletter

Chairmans Report

Your credit union continues to address two key areas: membership and loan volume. Our membership numbers have held steady. We continue to enroll employees from our current companies’ and added one new sponsor company. We will continue to reach out families, workers and worshipers living in the 10th Ward Community. Loans issued, and total loan dollar amounts continued to do well. This was the result of the continuation of competitive interest rates across all credit score grades.

Your money is safe with us. Accounts are insured by the National Credit Union Administration up to $250,000.00

We will continue to do our best to ensure that the credit union remains strong and provides you with service you deserve.

Andrew Malevitis Chairman of the Board

President’s Report

2018 saw a slight decrease in new loans. Loan volume was still good with the total loan amount outstanding staying consistent. We issued 137 loans in 2018 which was 38 less than 2017.

Our membership decreased by 87 members for a year-end total of 1884.

Total members’ shares decreased bringing our asset size to $12,370,410.38.

I would like to thank you all for your continued support of OUR credit union.

Brian E. Blaszak, CCUE President

New, Used or Refinance!!!

Compared to others, we have restructured our new and used vehicle rates across the board.

If you are currently financing a vehicle with another institution, or looking for a new/used vehicle, give us the opportunity to lower your interest rate and monthly payment. Just a few minutes could save you $$$.


Another Lender: $30,000.00 car loan, credit score 540, interest rate of 13.00% for 72 months - Monthly Payment = $602.00 (interest paid over the 72-month period = $13,390.00)

Synergy Partners: $30,000.00 car loan, credit score 540, interest rate of 6.80% for 72 months - Monthly Payment = $509.00 (interest paid over the 72-month period = $6,632.00)

By financing with Synergy Partners Credit Union, you will save $93.00 per month plus $6,758.00 in interest over the life of the loan.

If interested, contact us Monday thru Friday 7am - 3:50pm at (773)646-3000 or visit us at 11615 S. Avenue O to get started on saving today!!!

Membership for Life

If you change jobs or retire, you DO NOT have to quit the credit union. Once you’re a member you’re always a member.

Statement Fee - Please Read!!!  

Back on January 1, 2015, the Synergy Partners Credit Union began charging a $2.00 statement fee. Four years later, we are still receiving calls and questions regarding what this fee is. This fee will only be charged when a statement is required, by law, to be issued. We do apologize for this fee, but the rising costs for postage, envelopes and paper, along with regulatory requirements, have almost tripled our statement costs. You can avoid this fee by registering your account online and selecting the e-statement option. To sign up, please visit the following: or visit our website, and click on the online banking link. Once you sign up for online access and enroll in E-statements, your statement will be sent directly to your online account for you to view and/or print. You will receive an email notification when your statement is ready. Also, if you decide E-statements are not for you, you can opt-out at any time to resume receiving paper statements. However, you will then be charged the $2.00 fee.


May 27th – Memorial Day

July 4th - Independence Day

Find possible events at Synergy Partners Credit Union that could have fees associated with them in the first column. Follow the row to see what the associated fee will be.

Service Fee Schedule
Effective January 1, 2019
Account Statement Reprint$5.00
Account Closing (within 90 days)$25.00
Account Research$20.00 hr.
ATM Card (Lost/Stolen)$6.00
ATM PIN Reminder$6.00
ATM Withdrawals$1.50
ATM Denials$1.00
ATM NSF Fees$28.00
Checking Account Request Denial$5.00
Copy of Cancelled Check (Mail)$2.00
Copy of Cancelled Check (Fax)$3.00
Credit Card Application Fee$25.00
Credit Card Limit Increase Request$25.00
Dormant Accounts (per qtr.)$10.00
Early W/D from Xmas Club$20.00
Late Loan Payment Fee$25.00
Loan Application Fee$25.00
Minimum Balance Fee Mo. (<$50)$5.00
Monthly Paper Statement Fee$2.00
Negative Account Balance$28.00
NSF Checks$28.00
Return Mail Fee$3.00
Reopen account fee$20.00
Stop Payments (Checking/ACH)$25.00
Stop Payments (CU Checks)$25.00
Void Issued Check Fee$3.00

End of Month Closing Time

Please be aware that the credit union closes at 3:00pm on the last business day of each month. This is necessary to process month end closing and to ensure enough time in the event of any unforeseen issues.

Check Requests by Mail

Please be aware that when you request a check by mail it may take several days to receive it. A check must be in the mail 10 days before we can place a stop on it.

Phone Messages

If you have any questions or concerns, please contact us during our business hours of 7:00am to 3:50pm. We will not return any calls that are left on our answering service for account security reasons.

Office Information


11615 S. Avenue “O”, Chicago, IL 60617
Phone: (773) 646-3000
Fax: (773) 646-5682

Apple and Android Apps now available



Office Hours: Monday-Friday 7am to 3:50pm

Andrew Malevitis – Chairman
Linda Jakubowski – Vice Chairman
Brian E. Blaszak – President
Sonia Perez – Vice President
Margarita Padilla-Lizama – Account Rep.