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Synergy Newsletter

Member Statement Audit

You may notice that your 2nd quarter member statement is mailed in an envelope different than the normal Synergy Partners Credit Union envelope. Each year, at the end of the second quarter, your statements are examined by our independent auditor. Please note the message at the bottom of your statement. Your thorough review of your statement will ensure that the information stated is accurate, correct and complete. If there are any discrepancies, please contact our auditor at the address provided.

Unclaimed Property

If there is no activity (deposits or withdrawals) on your share account for three (3) years, the credit union, by law, is required to turn these funds over to the Department of Financial Institutions. Dividend postings and renewing regular or IRA CD’s is not considered activity. If you receive a letter stating that your account is inactive or if you believe it to be, please contact the credit union immediately.

Five Star Rated

Synergy Partners Credit Union has once again been named a 5-star financial institution by Bauer Financial, a respected company who analyzes the overall health and strength of financial institutions. We have received this 5-star, superior rating continuously since 1995.

Secured Loans

Your credit union offers secured loans and secured VISA credit cards. If you are having trouble securing or building your credit, a secured loan can help. With an account balance of $500.00 you can qualify for a secured loan or $600.00 for a secured VISA credit card. Both loan products are reported to all three of the major credit bureaus.

New, Used or Refinance!

Compared to others, we have restructured our new and used vehicle rates across the board.

If you are currently financing a vehicle with another institution, or looking for a new/used vehicle, give us the opportunity to lower your interest rate and monthly payment. Just a few minutes could save you $.

Example:

Another Lender: $30,000.00 car loan, credit score 540, interest rate of 12.00% for 72 months - Monthly Payment = $587.00 (interest paid over the 72-month period = $12,251.00)

Synergy Partners: $30,000.00 car loan, credit score 540, interest rate of 5.55% for 72 months - Monthly Payment = $490.00 (interest paid over the 72-month period = $5,295.00)

By financing with Synergy Partners Credit Union, you will save about $100.00 per month plus close to $7,000.00 in interest over the life of the loan.

If interested, contact us Monday thru Friday 7am - 3:50pm at (773) 646-3000 or visit us at 11615 S. Avenue O to get started on saving today!!!

Membership for Life

If you change jobs or retire, you DO NOT have to quit the credit union. Once you’re a member you’re always a member.

Holidays

September 3rd – Labor Day
October 8th – Columbus Day

Find possible events at Synergy Partners Credit Union that could have fees associated with them in the first column. Follow the row to see what the associated fee will be.

Service Fee Schedule
Effective January 1, 2018
Account Statement Reprint$5.00
Account Closing (within 90 days)$25.00
Account Research$20.00 hr.
ATM Card (Lost/Stolen)$6.00
ATM PIN Reminder$6.00
ATM Withdrawals$1.50
ATM Denials$1.00
ATM NSF Fees$28.00
Checking Account Request Denial$5.00
Copy of Cancelled Check (Mail)$2.00
Copy of Cancelled Check (Fax)$3.00
Credit Card Application Fee$25.00
Credit Card Limit Increase Request$25.00
Dormant Accounts (per qtr.)$10.00
Early W/D from Xmas Club$20.00
Late Loan Payment Fee$25.00
Loan Application Fee$25.00
Minimum Balance Fee Mo. (<$50)$5.00
Monthly Paper Statement Fee$2.00
Negative Account Balance$28.00
NSF Checks$28.00
Return Mail Fee$3.00
Reopen account fee$20.00
Stop Payments (Checking/ACH)$25.00
Stop Payments (CU Checks)$25.00
Void Issued Check Fee$3.00

GAP & Warranties!

When purchasing a new or used car most dealers will include GAP, extended warranties, and wheel & tire warranties into the contract. We now offer these products at rates much less than car dealers. So, when purchasing that new or used car, make sure to tell your salesman not to include these in your bill of sale. We have saved many over $1,000 combined for both products.

Five Star Rated

Synergy Partners Credit Union has once again been named a 5-star financial institution by Bauer Financial, a respected company who analyzes the overall health and strength of financial institutions. We have received these 5 stars, superior rating continuously since 1995.

Check Requests by Mail

Please be aware that when you request a check by mail it may take several days to receive it. A check must be in the mail 10 days before we can place a stop on it.

Office Information

SYNERGY PARTNERS CREDIT UNION

11615 S. Avenue “O”, Chicago, IL 60617
Phone: (773) 646-3000
Fax: (773) 646-5682

Apple and Android Apps now available

Online:
www.shareteccu.com/synergypartners
www.synergypartnerscu.org

Email: synergypartnerscu@sbcglobal.net

Office Hours: Monday-Friday 7am to 3:50pm

Andrew Malevitis – Chairman
Linda Jakubowski – Vice Chairman
Brian E. Blaszak – President
Sonia Perez – Vice President
Angela Santos – Account Rep.