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Rates & Fees

Find the type of savings rate you are looking for in the first column and then follow the row to find the current rates associated with that account.

Savings RatesAPRAPY
Savings Rate (No minimum)0.10% APR0.10% APY
Share Draft Rate (No Minimum)0.05% APR0.05% APY

Find the type of savings certificate of deposit you are looking for in the first column and then follow the row to find the current rates associated with that account.

Certificates of Deposit RatesAPRAPY
Savings
6 Month ($1,000 Minimum)
0.50% APR0.50% APR
1 Year ($1,000 Minimum)0.65% APR0.65% APY
18 Month ($1,000 Minimum)0.75% APR0.75% APY
2 1/2 Year ($1,000 Minimum)1.00% APR1.00% APY

Find the type of IRA certificate of deposit you are looking for in the first column and then follow the row to find the current rates associated with that account.

Certificates of Deposit RatesAPRAPY
IRA (Individual Retirement Acct)
6 Month ($1,000 Minimum)
0.50% APR0.50% APY
1 Year ($1,000 Minimum)0.65% APR0.65% APY
18 Month ($1,000 Minimum)0.75% APR0.75% APY
2 1/2 Year ($1,000 Minimum)1.00% APR1.00% APY

Find the type of loan you are looking for in the first column and then follow the row to find the current rates associated with that loan type.

Loan RatesRate
Share Secured2.00% + Dividend Rate
CD Secured2.00% + Dividend Rate
Unsecured - Terms up to 36 months10.00% (Base Rate) (*)
New Cars (Base Rates)4.00% (Base Rate)(*)
Used Car Rates4.10% - (Base Rate)(*)
VISA Card12.9%
No Annual Fee

(*) Rate varies based on credit score.

Note: Interest rates change on a weekly basis. Please contact us for current rates.

Find possible events at Synergy Partners Credit Union that could have fees associated with them in the first column. Follow the row to see what the associated fee will be.

FeesFee
SERVICE FEE SCHEDULE. EFFECTIVE JANUARY 1, 2018
Account Statement Reprint$5.00
Account Balancing AssistanceN/C
Account Closing (within 90 days)$25.00
Account Research$20.00 hr.
ATM Card (Lost/Stolen)$6.00
ATM PIN Reminder$6.00
ATM Withdrawals$1.50
ATM Denials$1.00
ATM NSF Fees$28.00
Checking Account Request Denial Fee$5.00
Copy of Cancelled Check (Mail)$2.00
Copy of Cancelled Check (Fax)$3.00
Credit Card Application Fee$25.00
Credit Card Limit Increase Request$25.00
Dormant Accounts (per qtr.)$10.00
Early W/D from Xmas Club$20.00
Late Payment Fee$25.00
Loan Application Fee$25.00
Minimum Balance Fee Mo. (<$50)$5.00
Monthly Paper Statement Fee$2.00
Negative Account Balance$28.00
NSF Checks$28.00
Return Mail Fee$3.00
Reopen account fee$20.00
Special Statements/Cutoffs$5.00
Stop Payments (Checking/ACH)$25.00
Stop Payments (CU Checks)$25.00
Void Issued Check Fee$3.00