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Synergy Newsletter

85th Annual Meeting

The Synergy Partners Credit Union 84th Annual Meeting will be held on Tuesday, February 4, 2020, 4:30pm, at Synergy Partners Credit Union, 11615 S. Ave. O, Chicago, IL. If you plan to attend, please call (773)646-3000 in advance since availability is limited to 25 members.

Happy New Year!!!

The Synergy Partners Credit Union Board of Directors, President, and staff hope all members and their families had a happy and safe Christmas and New Year holiday.

Phone Issues!!!

As many of you are aware, October, November and December had its share of phone issues. We were down a full two weeks without service in October. We also have had numerous days without service, or partial service, in November and December. We were informed that 1900 feet of cable needed to be replaced and re-routed due to excessive flooding near a construction site.

In the event you cannot reach us by phone, please visit our website or Facebook page for alerts and updates. You can email us any requests or send a message through home banking if you participate.

We thank you for your understanding during these outages and hope the new year will be trouble free.

Statement Fee - Please Read!!!   

Back on January 1, 2015, the Synergy Partners Credit Union began charging a $2.00 statement fee. Four years later, we are still receiving calls and questions regarding what this fee is. This fee will only be charged when a statement is required, by law, to be issued. We do apologize for this fee, but the rising costs for postage, envelopes and paper, along with regulatory requirements, have almost tripled our statement costs. You can avoid this fee by registering your account online and selecting the e-statement option. To sign up, please visit the following: or visit our website, and click on the online banking link. Once you sign up for online access and enroll in E-statements, your statement will be sent directly to your online account for you to view and/or print. You will receive an email notification when your statement is ready. Also, if you decide E-statements are not for you, you can opt-out at any time to resume receiving paper statements. However, you will then be charged the $2.00 fee.


January 20th – Martin Luther King Day

February 17th - President Day

Find possible events at Synergy Partners Credit Union that could have fees associated with them in the first column. Follow the row to see what the associated fee will be.

Service Fee Schedule
Effective January 1, 2020
Account Statement Reprint$5.00
Account Closing (within 90 days)$25.00
Account Research$20.00 hr.
ATM Card (Lost/Stolen)$6.00
ATM PIN Reminder$6.00
ATM Withdrawals$1.50
ATM Denials$1.00
ATM NSF Fees$28.00
Checking Account Request Denial$5.00
Copy of Cancelled Check (Mail)$2.00
Copy of Cancelled Check (Fax)$3.00
Credit Card Application Fee$25.00
Credit Card Limit Increase Request$25.00
Dormant Accounts (per qtr.)$10.00
Early W/D from Xmas Club$20.00
Late Loan Payment Fee$25.00
Loan Application Fee$25.00
Minimum Balance Fee Mo. (<$50)$5.00
Monthly Paper Statement Fee$2.00
Negative Account Balance$28.00
NSF Checks$28.00
Return Mail Fee$3.00
Reopen account fee$20.00
Stop Payments (Checking/ACH)$25.00
Stop Payments (CU Checks)$25.00
Void Issued Check Fee$3.00

End of Month Closing Time

Please be aware that the credit union closes at 3:00pm on the last business day of each month. This is necessary to process month end closing and to ensure enough time in the event of any unforeseen issues.

Winter Weather

Luckily, our winters have been relatively calm lately. In those rare instances when our weather calls for heavy snow and treacherous travel, please call ahead to make sure we are open. The safety of our membership and employees is our top priority when weather turns bad.

Cell Phone Courtesy

When coming to the credit union to conduct business, please make sure to end your cell phone calls prior to entering the building. Our goal is to provide you with the best care and attention as possible. Cell phone use also interferes with other members who are trying to conduct their business.

Tax Refunds

Have you considered having your tax refund direct deposited into your share or share draft account? All you need to do is indicate your account number and credit union routing number (271080545) on your tax form. It’s safe, easy, and quicker than the mail.

Check Requests by Mail

Please be aware that when you request a check by mail it may take several days to receive it. A check must be in the mail 10 days before we can place a stop on it.

Office Information


11615 S. Avenue “O”, Chicago, IL 60617
Phone: (773) 646-3000
Fax: (773) 646-5682

Apple and Android Apps now available



Office Hours: Monday-Friday 7am to 3:50pm

Andrew Malevitis – Chairman
Linda Jakubowski – Vice Chairman
Brian E. Blaszak – President

Sonia Perez – Vice President

Margarita Padilla-Lizama – Account Rep.