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Synergy Newsletter

Privacy Policy

Please make sure to read privacy notice on our website. The privacy of member information is very important to us. This notice describes how we collect, use, and protect the information about you and your accounts. We encourage you to read this document and call if you have any questions regarding its content.

Beneficiary Information

If you are unsure if you have a beneficiary listed on your account, please contact us so we can check. It is important to list someone in the event of a passing.

COVID-19 Update

The credit union is lobby is now open with no restrictions. However, if you are sick, or feeling sick, please do not enter the building. Please call us from your car for assistance. Members can still wear masks if they feel more comfortable. We have sanitizer available and will be cleaning member areas often. Members can still request to do their transactions through the window if you prefer. Hopefully there will be no changes and we will all have safe fall and winter months ahead.

Winter Weather

Luckily, our winters have been relatively calm lately. In those rare instances when the weather calls for heavy snow and treacherous travel, please call ahead to make sure we are open. The safety of our membership and employees is our top priority when weather turns bad.

Unclaimed Property

If there is no activity (deposits or withdrawals) on your share account for three (3) years, the credit union, by law, is required to turn these funds over to the Department of Financial Institutions. Dividend postings and renewing regular or IRA CD’s is not considered activity. If you receive a letter stating that your account is inactive or if you believe it to be, please contact the credit union immediately.

Call Ahead if Visiting

With some COVID restrictions still in place, when coming to the credit union, please call ahead so we can take care of your transactions ahead of time. This will also allow us to explain our current procedures as they may change based on CDC and Illinois Department of Health information.

Easy Bill Pay Solution

An easy bill pay solution is available to all members and it is FREE!! Just go to the merchant site payment section, enter your member number and the routing number (271080545). If using saving, be sure to use your seven-digit member number. If using checking be sure to use your you fourteen-digit checking account number located at the bottom of your checks. Most merchant site can be used to set up one-times payments or recurring monthly payments.

Statement Fee - Please Read!!!    

Back on January 1, 2015, the Synergy Partners Credit Union began charging a $2.00 statement fee. Four years later, we are still receiving calls and questions regarding what this fee is. This fee will only be charged when a statement is required, by law, to be issued. We do apologize for this fee, but the rising costs for postage, envelopes and paper, along with regulatory requirements, have almost tripled our statement costs. You can avoid this fee by registering your account online and selecting the e-statement option. To sign up, please visit the following: or visit our website, and click on the online banking link. Once you sign up for online access and enroll in E-statements, your statement will be sent directly to your online account for you to view and/or print. You will receive an email notification when your statement is ready. Also, if you decide E-statements are not for you, you can opt-out at any time to resume receiving paper statements. However, you will then be charged the $2.00 fee.


October 10th – Columbus Day

November 11th – Veterans Day

November 24th & 25th - Thanksgiving Holiday

December 26th - Christmas

December 30th - Closed at 2pm.

January 2nd - New Years

Find possible events at Synergy Partners Credit Union that could have fees associated with them in the first column. Follow the row to see what the associated fee will be.

Service Fee Schedule
Effective January 1, 2022
Account Statement Reprint$5.00
Account Closing (within 90 days)$25.00
Account Research$20.00 hr.
ATM Card (Lost/Stolen)$6.00
ATM PIN Reminder$6.00
ATM Withdrawals$1.50
ATM Denials$1.00
ATM NSF Fees$28.00
Checking Account Request Denial$5.00
Copy of Cancelled Check$2.00
Credit Card Application Fee$25.00
Credit Card Limit Increase Request$25.00
Dormant Accounts (per qtr.)$10.00
Early W/D from Xmas Club$20.00
Late Loan Payment Fee$25.00
Loan Application Fee$25.00
Loan Payoff within 90 Days$25.00
Minimum Balance Fee Mo. (<$50)$5.00
Monthly Paper Statement Fee$2.00
Negative Account Balance$28.00

NSF Checks/Returned Check Fee


Return Mail Fee

Reopen account fee$20.00
Stop Payments (Checking/ACH)$25.00
Stop Payments (CU Checks)$25.00
Void Issued Check Fee$3.00

End of Month Closing Time

Please be aware that the credit union closes at 3:00pm on the last business day of each month. This is necessary to process month end closing and to ensure enough time in the event of any unforeseen issues.

Check Requests by Mail

Please be aware that when you request a check by mail it may take several days to receive it. A check must be in the mail 10 days before we can place a stop on it.

Office Information


11615 S. Avenue “O”, Chicago, IL 60617
Phone: (773) 646-3000
Fax: (773) 646-5682

Apple and Android Apps now available



Office Hours: Monday-Friday 7am to 3:50pm

Andrew Malevitis – Chairman

Edward Harnisch – Vice Chairman

Brian E. Blaszak – President

Sonia Perez – Vice President

Margarita Padilla-Lizama – Operations Asst.